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Heritage
Gazette A Publication of Heritage USA Community Federal Credit Union |
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March 2010 |
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Officers and Staff Betty Seay - President / CEO Amanda Pulliam - Sr. Vice President / HR MIssy Adams - Vice Pres / Sr. Loan Officer Vicki L. Cargile - Vice Pres / Indirect Lending Debra Lawrence -Vice President/Accountant Laurie Merrill - Vice President / Marketing Adam Ortega - Vice President / IT/ Security Marcus Stanley - Chairman John Finke - Director Darlene Gifford - Director Chris Lysinger - Director Hours of Operation 5507 W. Wadley, Midland, Tx. (432) 681-1050 (800) 723-2477 Wadley Lobby Hours 8:30 to 5:30 Mon - Fri Wadley Drive Thru Hours 7:30
to 5:30 Mon - Fri (432) 687-7072 Big Spring Lobby Hours |
Notice To Our Members: At the Board of Directors meeting held January 26, 2010, the board voted to close the Odessa Branch of Heritage USA Federal Credit Union. Since it opened three years ago, we have not been able to infiltrate the market in Odessa enough to justify keeping it open. Our closing date will be March 1, 2010. Our ATM on John Ben Shepperd Parkway and Oakwood (The Market Place) will remain open for your convenience. In addition, business can be transacted at our two Midland locations: 5507 W. Wadley Midland, Texas 79707 2001 N. Big Spring Midland, Texas 79705 We appreciate your business and support of Heritage USA Federal Credit Union.
DIRECT DEPOSIT YOUR 2009 TAX REFUND If you are one of the millions of taxpayers eligible for a tax refund, you can have your tax refund deposited directly into your Heritage USA account. IRS Direct is a service offered to you by the IRS and your Credit Union. IRS Direct is convenient and safe. IRS Direct enables you to receive your 2009 tax refund up to three weeks earlier than if you were to receive your check by mail. Your refund will be available to you as soon as the IRS authorizes payment. IRS Direct saves you a trip to the credit union, to deposit your check. To enjoy the convenience of IRS Direct, just complete the requested information on your IRS Tax Return form under the section labeled "Refund". You will need to know your Heritage USA checking or savings account number as well as Heritage USA's nine-digit rounting and transit number, which is 316386492. Please note, funds received in a name other than the account holder's name may be rejected which may delay the receipt of funds.
E-Statements Forget paper statements. Shred and recycle them. Then save space and paper with eStatements. Every month, eStatements are sent directly to your computer. They're safer than paper statements sitting in your mailbox. And, you'll receive them faster. Quickly reconcile your accounts; then, if you like, save or print eStatements for your records. Year-end tax statements also will be coming to you online. Sign up today for all our electronic services. You can do it online, by phone, or at one of our offices. You'll be green with efficiency! ONLINE BANKING! Why wait around? Or postpone what you need? Start banking electronically - - on your schedule 24/7. No paper. No stamps. No trips to the credit union. You'll save time, money and the environment. So will Heritage USA Federal Credit Union. THESE SERVICES ARE SPEEDY - - AND GREEN!
Notice!
New Money Market Rates effective October 8, 2009 $2,000.00 - $24,999.99 .40% apy $25,000.00 & up .50% apy New CD and IRA Account Rates effective October 8, 2009 . Term Share Accounts* (CD's) IRA Accounts* $500.00 Minimum $100.00 Minimum . 6 Month Term .60% a.p.y. 12 Month Term .70% a.p.y. 12 Month Term .70% a.p.y. 24 Month Term .80% a.p.y. 24 Month Term .80% a.p.y. . . *Rates subject to change daily as determined by our Board of Directors **APY - Annual Percentage Yield . If you have any questions, please feel free to call Amanda at 432-681-1050 or email at amandap@heritage-usa.net ___________________________________________________________
Please note that your Mastercard Balance can now be accessed from E-Teller under Loans. It will be Loan #6000 ********************************************* You belong to Heritage USA. Your Checking Account belongs here, too! These challenging times have made most of us more conscious of how we spend our hard-earned money. Most of us find ourselves clipping coupons or searching for bargains in order to save a few dollars. If your checking account is elsewhere, you are likely spending more and geting less than you think. Why is Heritage USA a better choice? Our Checking account is free, pure and simple! Not "free" with a lot of disclaimers and requirements like you might see at other financial institutions. There is no monthly service charge. No minimum balance requirements. It's that simple! Our Checking account is not "bare bones"! Heritage USA offers all the full-service features that many banks charge you for. Free Online Banking, where you can check balances, view cancelled checks and make transfers 24/7. Free Bill Pay - to save on postage as well as time. Make the Easy Switch! If you are concerned about transfering your direct deposits and automatic payments, don't worry! Simply ask our friendly staff and they will be happy to help you through the process. **************** Notice Due to the cost of handling, there will be a $2.00 charge for failure to notify us of your new address. Please let us know of any change of address so you can continue to receive information from your Credit Union.
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Interesting Little Known Facts About Texas 1. Beaumont to El Paso 742 Miles Beaumont to Chicago 770 Miles 2. El Paso is closer to California than to Dallas 3. King Ranch in South Texas is larger than Rhode Island 4. The first word spoken from the moon, July 20, 1969 was "Houston" 5. The first domed stadium in the U.S. was the Astrodome in Houston 6. Jalapeno jelly originated in Lake Jackson in 1978 7. The Flagship Hotel in Galveston is the only hotel in north America built over water 8. The world's first rodeo was in Pecos, July 4, 1883 9. Brazoria County has more species of birds than any other area in North America 10. Caddo Lake is the only natural lake in Texas ***********************************************
Check out our New Online Tax Pay Click on our "Online Tax Pay" link and sign up to pay your taxes online securely and safely. You can pay your business taxes without coupons & personal taxes without the hassle of mailing your taxes in. Another Free Service From Heritage USA "We're The Credit Union Where It's All About You" $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $
When It Comes to your Money Don't Bank It! Come into Heritage USA for all your Financial Needs! $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$
Pay your Heritage USA Loan Automatically! Wanting to pay your loan with funds from another Financial Institution? Heritage USA now offers the service of allowing you to ACH your Heritage loan payment from another Financial Institution automatically every month. Call or Come by today and sign up!
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Holiday Schedule for 2010
April 2nd Good Friday May 31st Memorial Day July 5th Independence Day Sept 6th Labor Day Oct 11th Columbus Day Nov 11th Veterans Day Nov 25th Thanksgiving Nov 26th Thanksgiving Dec 24th Christmas Eve Dec 25th Christmas
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Kid's Club Newsflash! Kids Club Account you get to pick a "prize" out of the Treasure Chest!
Hunting For A Great Vehicle Rate? Heritage USA has rates as low as 5.25% a.p.y.* New or Used
Finance or Refinance on all Vehicles *New Money Only *Must Qualify *Certain Restrictions Apply
ATTENTION: Heritage USA will never send you an email or call you requesting personal information, account numbers or any such sensitive information. If you receive any emails that appear to be from Heritage USA or a phone call from someone requesting this information DO NOT give out your information and contact Laurie or Adam immediately at 681-1050. ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ Effective immediately all Heritage USA Members can now use their Heritage USA Debit Card at no charge at any of the 20 ATM locations displaying the following logo and listed below. .
*Heritage USA FCU 2001 N. Big Spring St. Midland WalMart Gas Pumps on Rankin Hwy (Stand Alone) Midland JBS Parkway & University (Stand Alone) Odessa *Southwest 66 Credit Union *Members Financial Credit Union ***************************************** Now you can purchase your SeaWorld or Six Flags Tickets with a click of the mouse. Click on the SeaWorld Logo
Click on the Six Flags Logo Enter the following
Please use the following Login LOGIN: HERUSAFCUOT09 Password: SixFlags9 Click on Logo for Print-N-Go Tickets for Fiesta Texas!
(((((((((((((((((((((((((((((((((((((((((((((((()))))))))))))))))))))))))))))))))))))))))))))) MIDLAND ROCKHOUNDS
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So Many Bills? Not Enough Time? . Time to Pay? Do it the easy way with online bill pay . It's that time again! Time to pay bills! It's bad enough you have to part with your hard-earned money. It shouldn't take a couple of hours and a desktop full of supplies to get it over with. That's why online bill pay is about to become your new best friend. . CHECKS? Leave 'em in the box! ENVELOPES? Forget 'em! STAMPS? Licked that problem! . You're about to pay all your bills the easiest way possible! The online bill pay way! . It's Easy. . 1. All you need is a checking account & internet access. 2. Pay your bills 24 hours a day. 7 days a week. 3. Out of town? No worries. You can pay your bills while on vacation, at the office, from home . . . anywhere you have access to the internet 4. Pay one-time bills and schedule regular payments to be automatically processed on the days you choose. 5. View your payment history. 6. View, add to or edit your list of payees anytime. You're in Control! 1. You decide how much to pay, who to pay and when to pay. 2. Need to make sure you made a payment? Search by payee to see who you paid and when. 3. Transmit payments safely & securely. Security features include 128-bit encryption & Secure Socket Layer. . Don't Wait Another Day! Visit our website today and discover how online bill pay can make the hassle of paying bills disappear with a click! .
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Hollywood Theaters Super Saver Tickets Now on Sale $6.00 ~~~~~~~~~~~~~ Tips for Building Yours Savings . ➤ Know how much money you have, where you are spending your money, and how much you need to save for the future. ********************************
Kids going off to College? . Give them a Heritage USA Visa Gift Card to use for all their needs! Available in denominations from $10.00 to $500.00! . Call or Come by for Details! . _________________________________________________________________
. _____________________________________________________________________ _____________________________________________________________________ You'll Get A Real Person ... Every Time You Call . In this busy world we live, it seems more and more companies are utilizing the automated phone system to answer their incoming calls. The days of having human beings answer the telephone are no longer. We call for quick answers and get caught up in the voice mail web. We ask ourselves "Where have all the real people gone?" They are right here and working at Heritage USA. At Heritage USA we value you, our member and respect your time. One of our goals is to have the member get an immediate response from an individual as quickly as possible depending on the situation. As a member, you are always dealing with a real person who cares about your time as much as you do. ___________________________________________________________________ . . Ready to Sign Up for our Free Online Banking? Here's How...Go to... www.heritage-usa.net 1) At the Welcome screen, click Sign up for e-teller. 2) At the Welcome to e-teller screen, click Online Forms. 3) At the Online Applications screen, click e-teller. 4) At the e-teller applications, enter Account Number. SSN/Tax ID#, then click Validate Account. 5) Verify information, enter e-mail address. 6) Having trouble? Call Laurie @ 681-1050 ____________________________________________ . Don't be a Victim . Fraud complaints have tripled in the past two years, according to the Internet Fraud Complaint Center, part of the FBI. A recent IFCC report claims Americans are losing more money every year to fraud - $125.6 milliion in 2003, compared to $17 milliion in 2001. Don't be a victim. . Guard your account numbers Thieves are creative. They will lure you with promises of prizes or cashawards. If it seems too good to be true, it probably is. If a prize is legitimate, you don't need to give an account number to get it. They may say they're working in some official capacity and need to verify your account numbers. They may be going through your trash, looking for statements and receipts. . Be Careful about what you throw in the trash Statements and even bills have a lot of information about you that you don't want to get into the wrong hands. Shredding these papers before throwing them away is the best way to keep your information private. Remember, Heritage USA Community Federal Credit Union and other financial institutions won't ask you for your account information if we call you - it's on file. Watch your account carefully. If you see any unusual activity on your account, call immediately. ___________________________________________________________________ ___________________________________________________________________
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____________________________ Click In Time Saves Postage & Late Fees If you're still tracking down your check book, searching for stamps and envelopes, then rushing off to the Post Office to pay your bills on time, you are missing out on one of life's greatest conveniences...online billpay from Heritage USA. Log on anytime and schedule your payments. Name the date you want bills to be paid. The amount is deducted from your account then, and not before. It gives you control of your budget. Plus no more worries about mail delays and the resulting late payment fees. Online billpay is safe, secure, and simple. It also helps you stay organized by providing a complete record of your bill payments. Why not sign up today! IT'S FREE!! Call Amanda 681-1050. ___________________________________________________________________
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Every time you make a Deposit into your 
